Regal Assets vs Lexi Capital vs Goldco
Retirement investors need a reliable source of income. A gold IRA provides stability and steadiness since the market value of other commodities tends to fluctuate. Even if the dollar currency declines, gold remains useful for investment protection.
Through our dedicated research, we continue to look for the right gold IRA services. Today, we are going to review three different companies:
Regal Assets
Lexi Capital
Goldco
Our main goal is to let retirees know what they get into with these companies. The review process involves services, financial payments, and starting new accounts. Here is what everybody needs to know about Regal Assets, Lexi Capital, and Goldco.
BEST
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Annual Fee $175+
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Account Min: $25,000
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Coupon: up to $10,000 in Free Silver
BETTER
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Old Reliable Company
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Flat Annual Service and Storage Fees
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AAA rating from the Business Consumer Alliance
GOOD
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Experts available for advice
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Money Back Guarantee
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Good Customer Service
Accounts and Services for Regal Assets
Regal Assets allow one to invest in gold without taxes. From what we can see, there are gold investments in coins and bars. There is also a seven-day purchase guarantee.
Below are other features we found with Regal Assets:
Insider’s Guide: A gold IRA and 401k rollover for any existing retirement plan
Bonus DVD: Access to a federal reserve documentary
Investment Guide: Forbes Magazine presents IRA strategies
Special Report: Understand the importance of gold and silver in the future
Accounts and Services for Lexi Capital
Lexi Capital offers a secure portfolio for retirement plans. Whether one invests in silver or gold, Lexi Capital allows better access to market insights. One can open and convert a self-directed account under Lexi Capital.
Below are the main strengths under this program:
Strong Portfolio Builds: Investment guidelines for domestic and international markets
Gold Assurance Plan: Six-month reprice policy to prevent short-term losses
Client Education: A helpful guide on how to properly invest in gold
Free Investment Kit: Included after the account creation.
Lexi Capital mainly focuses on coins, bars, and rounds. They do not offer cryptocurrency as a financial asset, given how volatile Bitcoins can be. Lexi Capital not only specializes in gold, but they also work with precious metals such as silver, palladium, and platinum.
Accounts and Services for Goldco
Goldco protects retirement funds by allowing rollovers for IRA and 401k savings. They specialize in both gold and silver, given their valuable worth.
Below are the main features of Goldco:
Self-Direct Gold: Physical gold storage in the form of coins and bars
Self-Direct Silver: Physical silver storage in the form of coins and bars
Individual Retirement Accounts: IRA rollover with tax reduction
401k Investments: Flexible rollover to traditional IRA accounts
Precious Metal Prices: Current market rates for individual metals
There is also the ability to request a financial report for 2021. It’s particularly useful since tax season is almost over. Goldco offers resources such as videos, eBooks, and helpful guides. The entire process is streamlined so seniors can fully understand the gold investment.
We can reach a Goldco representative at (855) 465-3472. They can assist us throughout our gold investments, with a step-by-step financial journey. The service is professional, thanks to the friendly team of representatives. They can answer any questions about the rollover process.
FEES
Fees Under Regal Assets
Regal Assets does not cost anything beyond the annual $150 payments; even the gold investment kit is free of charge. However, the minimum gold deposit is $5,000. We have to think carefully about the price before we continue further.
The good news is we don’t have to pay any fees during the process – the gold investment is tax-free. There are also no penalties for overseas accounts. Gold arrives within seven days, with no hidden charges during the time frame.
Fees Under Lexi Capital
Lexi Capital offers fees for both the set-up, storage, and annual costs for gold investment. Below are the price ranges for each category:
- Set-Up: $80
- Annual Fee: $95
- Storage Fee: $100
Newcomers under Lexi Capital only pay $275 every year. It goes down to $195 after the initial set-up deposit is made. To get started on gold investment, $1,500 is the minimum payment required. If we want to cancel any gold orders, we must pay a cancellation fee of $45.
Fees Under Goldco
The recommendable deposit for a Goldco account is $25,000. While annual fees start at $175, they increase to $225 after $100,000 is currently invested. Storage fees depend on the custodian, which varies by company. Goldco does reimburse for an entire year after account activation. There are also available metals approved by the IRS to purchase, which also rely on the market price.
HOW TO OPEN AN ACCOUNT
How to Open a New Account Under Regal Assets
The signup process is safe and secure. All we have to do is claim the free investment kit with the following information:
- First and last name
- Email address
- Phone number
- State, city, and zip code
One must also enter the designation of beneficiaries, as well as custodian information. Afterward, we gain access to all the features of Regal Assets.
The website is Norton Secured with VeriSign Identity Protection. There are extra layers of defense meant to prevent identity thieves from stealing personal information.
For additional questions, we can refer to the main phone number 1-(877)-962-1133.
How to Open a New Account Under Lexi Capital
The sign-up process at Lexi Capital mostly requires basic personal information, such as legal names, contact, and current address. Now, we can transfer either an existing IRA or 401k annuity into Lexi Capital.
There are three major steps we can take to get started with a self-directed IRA:
- Step 1: Transfer a retirement account or use a new one under Lexi Capital
- Step 2: Prove one’s identity with important personal information
- Step 3: Contact them at (800) 473-1213 for a portfolio analysis
However, we should note – the main website doesn’t talk about protection plans. By comparison, other websites like Regal Assets and Goldco use encryption data to prevent attacks from cybercriminals. We cannot verify whether or not Lexi does the same.
There are two options for retirement control, depending on one’s preference:
- Depository: Full-time advice and assistance for storage
- Private Storage: Professional safeguards for extra gold protection
How to Open a New Account Under Goldco
Goldco only requires the following information to set up an account:
- First and last name
- Email address
- Phone number
According to a Goldco representative, an initial deposit of $25,000 is welcome. A shipping address must also be verified through a phone call. Once the account is set up, a free IRA guide is sent to the address listed. We expect the shipment to arrive in two or three days.
Conclusion
We took a look at three retirement plans under the following companies:
- Regal Assets
- Lexi Capital
- Goldco
Each of them offers gold investment for retired seniors. Gold remains a viable solution to financial security since it retains its value despite economic inflation. As a result, we recommend seniors consider storage options for their retirement funds.
Regal Assets, Lexi Capital, and Goldco are among the leading investment companies for retired seniors. Their services are meant to allow financial security through the investment of gold, given its reliable value over the years.
If we had to choose one, in particular, Goldco stands out as a premier service. They provide a beginner’s guide to silver and gold investments. These helpful guides allow retirees to strategically plan out their next financial moves. We definitely recommend Goldco for a protected retirement service.