Regal Assets vs Lear Capital vs Goldco
Once we get to our retirement age, we need financial stability in the form of an investment plan. One of the more reliable ones involves the gold IRA. What makes gold a valuable commodity is usually keeps a steady hold in market value.
We did our research to find gold IRA services. Right now, there are three different companies we are going to review: Regal Assets, Lexi Capital, and Goldco. We cover the following throughout this review:
Accounts and services under these companies
The potential fee incurred during the investment
How to open a new account with these brands
Without further ado, here are the results of our research into gold IRA companies.
BEST
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Annual Fee $175+
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Account Min: $25,000
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Coupon: up to $10,000 in Free Silver
BETTER
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Old Reliable Company
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Flat Annual Service and Storage Fees
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AAA rating from the Business Consumer Alliance
GOOD
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Experts available for advice
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Money Back Guarantee
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Good Customer Service
MAIN FEATURES
Accounts and Services for Regal Assets
Regal Assets allows investments in gold coins and bars. There is a week-long warranty for any gold payments, along with no hidden fees.
As we can see, there are other features present:
Rollover Coverage: 401k rollover with a tax-free IRA guide to metals
Award-Winning Documentary: Secrets of the Federal Reserve DVD
Forbes Magazine: Strategies on how to deal with potential market crashes
Gold Special Report: Learns from the past mistakes of the 2008 collapse
Accounts and Services for Lear Capital
Lear Capital mainly specializes in silver and gold coins. Their website often showcases various charts featuring gold and silver value.
As far as we can understand, Lear Capital mainly works through direct contact with representatives. Once transactions are complete, they provide a free investor kit for retirees.
Below are the main services offered by Lear Capital:
Premium Coin Analyzer: Determines the current value of rare coins
Incentives for Investors: Includes physical assets for a stronger portfolio
Smart Tools Guide: A learning center for potential investors
Spot Prices: Gold and silver charts daily
Like rival competitor Lexi Capital, the main website for Lear Capital lacks any mention of encryption. For the sake of transparency, we need to bring it up. All senior citizens should remain careful whenever personal information is involved.
Make sure to call the numbers listed on the main website; customer support can help guide one along with their 401k rollover and retirement funds.
Accounts and Services for Goldco
Seniors can protect their retirement savings with Goldco. Whether they want to roll over an existing IRA account or their 401k plan, Goldco makes it easy to do so.
They mainly specialize in silver and gold currency, namely coins and bullions. They don’t lose value like paper currency does, which makes them more valuable in the long-term.
Goldco offers the following investment features for senior citizens:
Self-Direct Gold and Silver: Physical gold and silver currency
Storage Protection: Allows gold and silver to be safely kept elsewhere
IRA and 401k Rollover: Includes a tax reduction and flexible to manage accounts
Retirement Planning: Offers individual retirement accounts for members
Precious Metal Prices: Stays up-to-date on the value of gold and silver
Goldco also provides the following to registered members:
- Videos
- eBooks
- FAQs
- Investment Guides
These guides are meant to provide senior citizens an easier time understanding how to better invest in gold. We can also directly contact Goldco and their support team for one-on-one conversations. They offer a personal touch with their communications department.
Call (855) 465-3472 to contact a Goldco representative. Their professional service can assist seniors with their retirement plans. Financial reports for 2021 are readily available to anybody who signs up for an account.
FEES AND CHARGES
Fees Under Regal Assets
Regal Assets only charges $150 for annual investments, which is under the market standard of $250. The minimum requirement for gold investment is $5,000 in total.
One of the major benefits of this company is the free gold investment, beyond the money already put into these retirement plans. We can set up an overseas account without any taxation since the entire process is free. The gold IRA and 401k plan do not include extra fees.
Fees Under Lear Capital
Annual fees under Lear Capital amount to $180. These fees are a result of a storage commission, which includes insurance and financial statements. Lear Capital also provides 24/7 access to the online account, which the fees help pay for.
Online orders can be made through the website, but it requires a login to a current account. Lear Capital lists the current prices for gold and silver coins, depending on their specific type.
Fees Under Goldco
Goldco might seem like an expensive investment, but we assure the gold and silver IRA is both reliable and protected.
- Annual Fee: $175 (initially); $225 (after one reaches $100,000 in their investments)
- Recommendable Deposit: $25,000 for new investors
- Custodian Fee: Depends on the company
Goldco reimburses storage fees up to one year.
SETTING UP ACCOUNT
How to Open a New Account Under Regal Assets
To sign up with Regal Assets, we can enter the following information:
- Legal name
- Phone number
- Email address
- Zip code, city, and state
- Designation of beneficiaries
- Custodian information
The free investment kit is given after completion. It only takes a few minutes to transfer the rollover with this easy-to-use form.
There is also Norton Security and VeriSign Identity Protection. The sign-up process uses this protection as a safety measurement. Regal Assets is safe to use, with extra security from website encryption and SSL certification. In other words, information is safely stored.
We can also call 1-(877)-962-1133 for additional questions.
How to Open a New Account Under Lear Capital
Account set-up for Lear Capital is quite simple. All they require is the following information:
- First and last name
- Email address
- Phone number
Once that is taken care of, the account includes a free investment kit. It involves a gold and silver DVD, which talks about financial tips related to the market. Lear Capital also offers online access to the account 24/7.
We can also call (877) 380-4629 for any further questions about gold investments. Lear Capital also provides customer service. If there are any issues with the sign-up process, they can clear up a few misconceptions.
How to Open a New Account Under Goldco
Goldco only requires a first and last name, phone number, and address for the account. A $25,000 deposit is also recommended. The shipping address must be verified over the phone with a representative. Upon activation, one can receive a free IRA guide on silver and gold investments. It takes about two or three days for the shipment to arrive.
Conclusion
We understand the importance of dependable retirement plans. Nobody wants to lose their hard-earned investments due to the rise and fall of dollar currency. Gold remains a valid source of financial investment for the following reasons:
- The value remains steady over time
- Gold hedges against potential inflation
- It allows more diverse portfolios
Throughout this review, we took a look at Regal Assets, Lear Capital, and Goldco. Each of these companies allows retired investors to better understand the gold market. Once an account is set up, investors gain access to several features such as free investment kits and smart tools.
Overall, Goldco is the better of the three IRA businesses. Goldco has great reviews on Google and TrustLink, in addition to IRS-verified purchases of silver and gold. Their website is also more user-friendly, especially for senior citizens.