Regal Assets vs Birch vs Goldco
Birch vs Goldco vs Regal Assets vs Goldco should be a mighty interesting matchup. Each of them specializes in helping investors diversify into precious metals.
Although differences may not appear big, such presumptions are often left wanting.
Ultimately, quality depends on a few important factors. How does the experience feel for the customer? Does the company provide what the customer needs?
Assuming those checkmarks have been ticked, the rest is an open competition.
BETTER
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Old Reliable Company
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Flat Annual Service and Storage Fees
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AAA rating from the Business Consumer Alliance
BEST
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Annual Fee $175+
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Account Min: $25,000
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Coupon: up to $10,000 in Free Silver
Regal Assets vs Birch vs Goldco: Their Defining Features
For an honest match, we’ve compared Birch vs Goldco vs Regal Assets on three vital benchmarks. First, we’ve identified which services each of the companies have to offer.
Next, we scrounged up their pricing information.
Finally, we dug into the fine details and found out how to set up an account. Synthesize all that together, and you’ve got an objective evaluation.
Types of Accounts and Services
How would you like to start investing in precious metals? First of all, you’ll have to find a company that offers suitable account services.
Without those, you’d be out of luck.
For the most part, each of the following companies offers similar services. However, the devil is always in the details since you’ll find the experiences tend to be far more variable.
Birch
At first glance, everything checks out with this company. Both the BDP and BCA have given them some of their top rankings. Not to mention, as a US Mint Listed Dealer, you’ll never have to worry about receiving your products. Still, it seems as though they’ve only got a few different account types to offer.
Company Highlights
BCA Accredited Rating: AAA
BBB Accredited Rating: A+
U.S. Mint Listed Dealer
Accounts and Services Offered
401(k) Rollover:Of course, they’d love to help you rollover any of your 401(k) assets into precious metals. Give them a call to discuss more of the details.
Direct Precious Metals Investments:You can also purchase precious metals from them directly, and they’ll act as a brokerage.
Regal Assets
Speed seems to be the name of the game for this company. With such a speedy turnover, you won’t be stuck waiting around for your assets to clear. Instead, you’ll be watching returns accrue from the comfort of your home.
Company Highlights
2 Business Days IRA Transfer Process:Two business days tend to be about as fast as things can get in the finance industry.
15-30 days 401(K) Rollover Process:Anything involving your 401(k) appears to take forever. However, in this instance, it’ll never take more than a month.
7-Day Delivery Guarantee:Delivering gold ought to be held to at least the same standard as delivering food. This guarantee should offer some assurance.
Accounts and Services Offered
Precious Metals Brokerage:Let’s say you’d like to purchase some palladium. If that happened to be the case, you could pick up some from them, no problem.
IRA Rollovers:Anything you’ve gotten stowed away in that IRA could be fair game if you give them a chance. That way, with the money you’ve already got, getting started is a breeze.
Goldco
First and foremost, we’d like to draw attention to Goldco’s length of service. They’ve been in the industry for far longer than any of the other competitors on this list.
Besides, despite such a long track record, they’ve still got some of the best ratings.
Plus, they’ve also been recognized as one of the nation’s fastest-growing companies.
Company Highlights
Over a Decade in the Industry:
Ranked on INC.’s Top 5000
A+ From the BBB
Accounts and Services Offered
Silver IRA:Would you like to shift some of your IRA assets into the silver market? They’ve got just the account for you.
Gold IRA:Perhaps, you’d prefer sticking your toes into the gold market instead. In that case, try out one of these.
Precious Metals Exchange:Or, maybe you’re someone who would rather hold their metals. Goldco also provides brokerage services for precious metals transactions.
IRA and 401(k) Rollover:Your retirement funds are ready to diversify. These accounts just let you make it happen.
Fees
Even though somebody offers the right product, pricing still comes into play. At the end of the day, that’s what a competitive economy is all about. So, to those ends, let’s see how things play out between these three contenders.
Birch
Notably, Birch has listed all their prices on the internet. Compared to some of the competition, such transparency shouldn’t always be expected.
However, you’ll still be spending more than you might elsewhere.
On the other hand, for large investors, their flat fees offer some solace. Since fees won’t change depending on the size of your investment, you’re free to invest as much as you’d please.
Fees
$90 Setup Fee
$160 Annual Storage Fee
Regal Assets
Obtaining information from them is a much more challenging task. First, none of it is on their website. So, you’ve got to give them a call. In the end, this is what our research found.
Fees
$100 Annual Administrative Fee:
$150 Annual Storage Fee:
Flat Fee Structure:
Although these fees appear small, they are separate charges. Therefore, you’ll have to pay for them both.
Goldco
Goldco still appears to hold its own in this category as well. Of course, everything comes with a price tag in life. However, such concerns shouldn’t dissuade you from doing business.
Fortunately, with Goldco, they’ve got both transparent and competitive pricing.
In other words, you shouldn’t have to worry about how much you’ll spend.
Check this page for Goldco coupons, promos, offers and discounts
Fees
Variable Custodian Fees:Goldco doesn’t hold on to your investments. So, you’ve never got to worry about storage fees. They will also help you locate a suitable custodian. Shop around to get the best rates and save even more.
$175 Annual Fee for Investments Under $100,000:For smaller investments, it’s a bit tall of an order. However, since you won’t have any other fees, it ought to be manageable.
$225 Annual Fee for Investments Above $100,000:Once your accounts reach a certain threshold, you’ve got to pay a little more. Still, such a small increase is a sight to behold. Most of their competitors charge a lot more for those limits.
Opening an Account
How long does it take to open an account? The longer it takes to open one, the less likely people will be to follow through.
Also, you’ve got to consider which methods of application the companies accept.
Perhaps, you’d like to do things online. If somewhere doesn’t offer that, you’d be out of luck.
Birch
Birch does a lot of things right. However, limiting applications to the phone would seem like their biggest faults. Simplifying things wouldn’t be all that difficult. Still, if you’d like to open up an account with them, you’ve got to give them a call.
Regal Assets
Regal Assets are another culprit when it comes to physical registration. You won’t find an online application on their website because they don’t offer them. So, to get started, dial their number.
Goldco
Goldco manages to offer something few of its competitors bring to the field. You’ve got two options if you’d like to open an account.
You could dial their number, similar to how you would’ve with the others.
Or, you could use their online application. That way, without ever leaving home, you can diversify today.
The Bottom Line When It Comes to Precious Metals Investment
Weighing the pros and cons, an obvious choice makes itself noticeable. Goldco’s selection of services, plus unbeatable customer support, make them an easy recommendation.
Whether you’re just getting started or you’ve been in the game, they’ve got a great variety of products that’ll meet your needs.
