Regal Assets vs American Hartford Group & American Hartford Group vs Goldco
When you are investing for your future, the companies you pick make all the difference. For that reason, we’ve looked at the detail of 3 major investment firms. These 3 companies are known for offering services in the precious metals markets.
However, depending on what you are looking for, one of them might be a better fit than the others.
Regal Assets has been around for a little over 8 years, and they’ve become a major player in the precious metals IRA industry. At the same time, American Hartford Group is making a significant impact in the 401(k) rollover industry.
Still, if you had to ask us, we’d say that Goldco would still be the number 1 pick. The combination of customer service and unbeatable fees makes it a tough contender.
BEST
-
Annual Fee $175+
-
Account Min: $25,000
-
Coupon: up to $10,000 in Free Silver
BETTER
-
Old Reliable Company
-
Flat Annual Service and Storage Fees
-
AAA rating from the Business Consumer Alliance
GOOD
-
Experts available for advice
-
Money Back Guarantee
-
Good Customer Service
Regal Assets vs American Hartford Group
These two companies have been around for a little longer than Goldco. However, if you look at the details, it’s easy to see why Goldco has been gaining so much traction. Although these companies don’t fall flat, they’ve positioned themselves into a corner.
Types of Accounts and Services
The types of accounts a company offers tell you a lot about what they value. For the most part, both of these companies specialize in precious metals investments.
These investments are often a great way to hedge against risks such as inflation.
However, before you invest anything, always read the fine print.
Regal Assets
- IRA Rollovers:
If you have money in an IRA already, you can use that money to fund a precious metals IRA here. You’d have to give them a call and speak with a specialist to ask about more info. - No Online Purchases:
You have to do all of your business with them over the phone.
No BBB Rating:
Despite being around for so long, Regal Assets still doesn’t have a review score from the BBB. That doesn’t mean they don’t offer a decent product, though. On Trustpilot, they’ve got a 3.8/5.0.
American Hartford Group
American Hartford group seems to offer a bit wider variety of services in comparison. Although, they’ve still yet to match what’s offered by Goldco.
- Physical Delivery:
Would you like to order precious metals to your home? If so, American Hartford Group has you covered. Just order whatever you’d like and have it shipped to your home. - IRA:
You can also open retirement accounts such as an IRA with them. - 401(K):
401(k)s are the most common retirement account in the US. So, if you’ve got some of your money tied up in them, you could put it in an American Hartford Group account. That way, you’d get some exposure to the precious metals industry.
Goldco
Even though they’ve got a short history, Goldco still offers a wide variety of products.
GoldCo Services
- Gold IRA:
Put your retirement funds directly into a tax-advantaged account. But, not only that, you’ll also be putting them directly into the gold markets. - Silver IRA:
You can do the same thing, but this time you can put your funds into the silver market. That way, you’ve got direct exposure to the two largest precious metal markets. - 401(k) Rollover:
Perhaps, you’ve already got some cash sitting in a 401(k). If that happens to be the case, you could use Goldco’s 401(k) rollover feature. They let you send money straight to them so that you can avoid paying any taxes. Plus, you can diversify your portfolio. - Traditional and Roth IRA Planning:
Throwing money into a retirement account with a plan is never a bright idea. That’s why Goldco has put together several resources to help. Check out their Roth IRA planning tools to see where you could be in a few years.
Fees
How much does it cost for you to use these companies’ services? Well, that would be about the most important question someone could ask. Costs vary depending on what type of service you’d like and the size of your investments. However, in general, it seems as though Goldco still wins.
Regal Assets
Regal Assets does have a very straightforward fee structure. You won’t have to pay any custodian fees or anything else. You’ve just got to come up with the cash for an annual storage fee. Best of all, that fee never changes. That way, once you’ve opened an account, nothing ever takes you by surprise.
Flat Rate Fee of 250$:
The flat-rate fee of 250$ is a bit higher than the industry average. On the other hand, since it never changes, you’ll never be hit by any surprises.
American Hartford Group
Learning how much American Hartford Group charges is challenging, considering nothing is online. However, if you speak to one of their representatives, they’ll tell you what to expect.
Variable Fees:
The amount you’ll spend on fees changes depending on the size of your investment. You should expect to spend at least 200$ for their smallest investments. The fees increase from there.
They Are Known For Giving Discounts:
Although they’ve got some high fees, they seem to give out discounts rather frequently. If you decide to speak to them, ask about some of their discount offers. They’ve been known to waive storage fees for the first few years.
Goldco
Goldco has the most straightforward fee structure of them all. You’ve got a flat rate storage fee. If you decide to use a custodian, you’ll have to settle your fees with them. However, since you can use any custodian you’d like, those don’t have to be outrageous.
175$ Annual Storage Fee
Opening an Account
Let’s say you’ve got the money to open an account somewhere. How difficult is that going to be? Even if somewhere has great rates, you might not want to do business with them if it’s a major ordeal. Luckily, Goldco always makes it easy for people to get started.
Regal Assets
Regal Assets doesn’t let anyone open an account with them unless they speak to them in person. As such, you’ve got to call their phone number to get started.
Have to Work With Them Over the Phone or In-Person:
Depending on the size of the investment and the type of account you’d like to open, you’ll have to complete a few forms. Their specialists can direct you as to which are necessary.
American Hartford Group
American Hartford Group is also limited to people who’d like to do business in person. So, if you’d rather do things over the internet, you might want to look elsewhere.
You’ve Got to Do Paperwork Over the Phone:
They’ve got a similar paperwork routine to Regal Asset. Speak to them over the phone to figure which forms they need from you.
Goldco
Doing business online is part of Goldco’s specialty. Compared to the other two companies, they are the only ones that let you do things online. So, if you’d rather avoid speaking to anyone over the phone, we’d suggest giving them a look.
Online or Over-the-Phone Account Setup:
Sometimes, you don’t want to bother with speaking to a representative over the phone. If you are in those shoes, Goldco has the perfect option for you. Just complete their online form, and they’ll take care of the rest.
American Hartford Group vs Goldco
You’ve got to ask yourself what’s the most important thing for an investment firm. On the one hand, a wide variety of services and online service options could be a deal-breaker. If that’s the case, then you’d have to go with Goldco since they are the only ones with online options. Fortunately, they’ve got plenty more to back up those benefits as well. Such a transparent fee structure has its own appeal too.